DSCR loans qualify off the property — not your tax returns or W-2s. Buy your next rental with rental income.
See If You Qualify (60 Seconds) →Rental income covers the debt service — no personal income docs required.
Pull equity out of your existing rentals to fund the next deal.
Own as many DSCR loans as you want — no traditional 10-property limit.
Close in your entity name to keep personal and business finances separate.
Pick the option that fits best.
Best estimate — purchase price if buying, current value if refi. DSCR requires $200K+ property value.
Actual or projected rent for this property.
If owned free & clear, tap the button below. Otherwise enter the payoff balance — determines if we can offer a DSCR second-lien vs full refi.
Loan amount you're looking for on this deal. DSCR max LTV is typically 75-80%.
Ballpark is fine — no hard pull.
Including this one.
DSCR loans typically close in 21-30 days.
Both are fine — DSCR works either way.
Helps Tim price your loan accurately.
Tim will focus on lenders active in your target area.
The address of the investment property you're financing. Real property = real deal.
You'll get lender programs matched to your scenario.
Book a 15-minute call with Tim to review DSCR programs matched to your scenario.
Or expect a text/call within 1 business hour.
DSCR loans require a minimum property value of $200,000. That said, Tim has other loan programs that may work — conventional investment loans, bank statement loans, or HELOC options.
See Other Loan Options →
✓ No Tax Returns Required ✓ Close in 21-30 Days ✓ Up to $4M Loan Amount