Low down payment. Flexible credit requirements. FHA loans are designed for borrowers who don’t fit the conventional mold — first-time buyers, credit rebuilders, and investors who know how to house hack a multi-family with 3.5% down. If you’ve been told you don’t qualify, FHA might be your way in.
I’m Tim Popp, Branch Manager at West Capital Lending. I help borrowers navigate FHA guidelines and turn them into real deals — including house hack strategies that let you live in one unit and rent the rest. Licensed in 36 states + DC.
No rate quotes. No sales pitch. Just clear explanations of how FHA loans work and how to use them strategically.
FHA House Hack: Buy a Duplex with 3.5% Down What if your first home didn’t cost you anything to live in — and maybe even paid you? That’s the promise of the house hack, and the FHA loan makes it more accessible than almost any other mortgage product available. With just 3.5% down, you can … Read more
What Is an FHA Loan? The Complete Guide If you’ve been told you need perfect credit and a fat down payment to buy a home, the FHA loan exists to prove that wrong. Backed by the Federal Housing Administration, FHA loans were created specifically to help everyday Americans become homeowners — including people who are … Read more