The backbone of American real estate financing. Conventional loans offer the lowest rates, the most flexible terms, and no government red tape. Whether you’re buying your primary residence, a second home, or an investment property — if you qualify, conventional is almost always the best deal on the table.
I’m Tim Popp, Branch Manager at West Capital Lending. With access to 120+ lenders and $500M+ in closed volume, I’ll find the conventional program that fits your deal — not the other way around. Licensed in 36 states + DC.
No rate quotes. No sales pitch. Just clear explanations of how conventional loans work and when they’re the right move.
The American housing market never sits still, and for buyers and investors, the biggest news of the year just dropped. The Federal Housing Finance Agency (FHFA) announced the baseline conforming loan limits for 2026, which means a real adjustment in how much you can borrow before you need jumbo financing. If you’re looking for your … Read more
Searching for a mortgage means dealing with mountains of paperwork and watching your credit score like a hawk. When you want competitive rates and flexible terms, conventional loans are usually where we start. These loans are backed by Fannie Mae and Freddie Mac, not a government agency like FHA or VA. Whether you’re buying your … Read more
⚡ Quick Answer The Fannie Mae Family Opportunity Mortgage allows you to purchase a primary residence for a non-occupant family member. This conventional loan program is ideal for supporting qualifying relatives who will live in the home, offering distinct advantages over traditional investment loans. It’s a versatile option for family-centric real estate goals. Are you … Read more
If you’ve spent more than ten minutes researching home financing, you’ve already seen the term “conventional loan” plastered everywhere. But what does it actually mean — and is it the right product for your purchase or investment strategy? This guide breaks it all down: how conventional loans work, who sets the rules, what you need … Read more
Conventional loans are among the most powerful and widely misunderstood tools in a real estate investor’s financing arsenal. Most investors start here — conventional is familiar, available through virtually every lender, and often priced competitively for qualified borrowers. But there’s a ceiling, and knowing where it sits — and what to do when you hit … Read more
Tim Popp