Terms of Service

Effective Date: April 1, 2026
Last Updated: August 24, 2026

These Terms of Service (“Terms”) govern your use of timpopploans.com (“the Site”), operated by Tim Popp, a licensed loan originator with West Capital Lending, Inc. (NMLS #1566096). By accessing or using the Site, you agree to be bound by these Terms.

Not a Loan Offer

The information on this Site is for educational and informational purposes only. Nothing on this Site constitutes an offer or commitment to lend, a guarantee of loan approval, or a promise of specific rates or terms. All loan applications are subject to the specific lender’s underwriting guidelines, credit approval, and available loan terms.

Pre-Qualification Is Not a Loan Approval

Any pre-qualification result presented on this Site — whether through our pre-qualification form, an estimated rate display, or a loan-options summary — is not a loan approval, loan commitment, or guarantee of eligibility. Pre-qualification results are estimates generated from limited information (including, where authorized, a soft credit inquiry) and are provided solely to help you understand your potential options.

Actual loan approval requires: (1) submission of a complete mortgage application, (2) a hard credit inquiry with your separate written authorization, (3) full underwriting review, (4) verification of income, assets, employment, and property value, and (5) approval by the specific lender under their program guidelines. Rates and terms are not locked until you enter into a formal rate-lock agreement in writing.

Accuracy of Information

While we strive to provide accurate and up-to-date information, interest rates, loan programs, available terms, and other information on this website are subject to change without notice. We make no warranties or representations about the accuracy, completeness, or timeliness of any content.

Geographic Limitations

Services are available only in states where Tim Popp is licensed. The information on this site is not intended for consumers in states where we are not licensed. To determine broker or loan originator eligibility, please visit NMLS Consumer Access.

Lead Form and Communications

By submitting information through our lead form, you consent to be contacted by Tim Popp and West Capital Lending regarding your inquiry. Full communication consent terms — including our soft-credit-inquiry disclosure — are available on our Communication Terms page.

Third-Party Links

This Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of any third-party sites.

Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Tim Popp or West Capital Lending, Inc. and is protected by copyright and other intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, Tim Popp and West Capital Lending, Inc. shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Site or reliance on any information provided.

Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site constitutes acceptance of the updated Terms.

Contact

Tim Popp | NMLS #2039627
West Capital Lending, Inc. | NMLS #1566096
17911 Von Karman Ave, Suite 400, Irvine, CA 92614
Phone: (949) 379-1191
Email: tpopp@westcapitallending.com