Low down payment. Flexible credit requirements. FHA loans are designed for borrowers who don’t fit the conventional mold — first-time buyers, credit rebuilders, and investors who know how to house hack a multi-family with 3.5% down. If you’ve been told you don’t qualify, FHA might be your way in.
I’m Tim Popp, Branch Manager at West Capital Lending. I help borrowers navigate FHA guidelines and turn them into real deals — including house hack strategies that let you live in one unit and rent the rest. Licensed in 36 states + DC.
No rate quotes. No sales pitch. Just clear explanations of how FHA loans work and how to use them strategically.
Dreaming of homeownership but worried about the down payment and credit score? You’re not alone. Many first-time buyers and house hackers think the bar is too high. But there’s a way to get in with less cash upfront and more flexibility. What Exactly Is an FHA Loan Limit? The FHA loan limit is the maximum … Read more
Author: Tim Popp, Branch Manager at West Capital Lending. NMLS #2039627. Licensed in 36 states + DC. Dreaming of owning your first home, or perhaps you’re an ambitious investor looking to buy a multi-unit property and live rent-free? For many, the path to homeownership can seem daunting, especially when thinking about large down payments and … Read more
FHA House Hack: Buy a Duplex with 3.5% Down What if your first home didn’t cost you anything to live in — and maybe even paid you? That’s the promise of the house hack, and the FHA loan makes it more accessible than almost any other mortgage product available. With just 3.5% down, you can … Read more
What Is an FHA Loan? The Complete Guide If you’ve been told you need perfect credit and a fat down payment to buy a home, the FHA loan exists to prove that wrong. Backed by the Federal Housing Administration, FHA loans were created specifically to help everyday Americans become homeowners — including people who are … Read more
Tim Popp