Tim Popp
Pre-Qualify for a HELOC
in 5 Minutes.
$25,000 to $750,000 from your home equity. Soft credit pull only, no impact to your score. No appraisal required for loans up to $400,000. Funds in as fast as 5 business days.
Start My Pre-Qualification5-minute decision
Soft credit pull. See your offer instantly.
$25K to $750K
Tap your home equity for any goal.
No appraisal*
No appraisal required for loans up to $400,000.
Funded in 5 days
Most applications close within five business days.
How It Works
Apply Online
Quick online form. No paperwork to upload, no phone call required.
Get Your Offer
Soft credit pull (no impact). See your rate and offer in 5 minutes.
Sign & Fund
Verify income, e-sign closing docs, fund in as little as 5 days.
NMLS #2039627 · CA DRE #02426959
West Capital Lending, Inc. (WCL)
17911 Von Karman Ave, Suite 400, Irvine, CA 92614 · NMLS #1566096 · CA DRE #02022356 · Equal Housing Lender
Rates and program availability may vary based on the state or region in which the financed property is located. This is not a credit decision, an offer, or a commitment to lend. Program restrictions apply.
Tim Popp brokers WCL Home Equity Line in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, HI, IA, ID, KS, KY, MD, ME, MI, MN, MO, ND, NE, NH, NM, OH, OK, OR, PA, SD, TN, TX, UT, VA, WA, WI, WV, WY.
This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
Important Disclosures:
- A WCL HELOC is secured with your home as collateral, whereas personal loans and credit cards are not.
- To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
- Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing.
- The West Capital Lending Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
- Loan amounts available from $25,000 to $750,000. Loans of $400,000 or less generally do not require an appraisal; loans above $400,000 require a full appraisal. Borrower must carry property insurance, and flood insurance if the property is located in a flood zone.
Customer Service: loans@westcapitallending.com ·
+1 (888) 619-9582
Hours: Monday–Friday 6am–9pm PT, Saturday–Sunday 6am–5pm PT
For licensing information, please visit www.nmlsconsumeraccess.org. © West Capital Lending, Inc.